SOCIAL ASSISTANCE
AND
RELATED PROGRAMS

("SARP")

1994

(Archive copy for historical purposes only)

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INCOME

Income from Tenants, Roomers or Boarders

Newfoundland

For the purpose of establishing the amount of social assistance to be paid, the following are not counted as income:

a) an assessment based on 80% of the receipts from board and lodging, which receipts shall not be less than or deemed to be less than the current board and lodging rates (see section 5.2.1);

b) 50% of income from rental payments of rooms in the applicant's own home;

c) 50% of net (after deducting municipal property taxes) income from rental of property other than the applicant's residence. Regulation 2(g)(viii), 2(g)(ix)

Prince Edward Island

All non-dependent adults or minors with income who are living with an applicant or beneficiary are expected to pay room and board; "non-dependent" includes anyone who does not "wholly or substantially rely on the applicant or beneficiary to supply him with the items of basic need" (see section 8.3).

Income imputed from non-dependants living with an applicant or beneficiary shall be considered as follows:

a) room only: the greater of $60 per roomer or 50% of gross income from roomers monthly;

b) board only: the greater of $40 per boarder or 20% of gross income from boarders monthly;

c) room and board: the greater of $100 per person or the gross amount received exceeding $250 monthly.

No room and board income is to be imputed with respect to a dependant of the applicant or beneficiary, including a disabled adult relative receiving welfare assistance benefits. Regulation 13; Policy 7(13-4-10)

Where the applicant or recipient is deriving income from rental of a property which is separate from his principal residence, he/she will be given 90 days notice to dispose of that property (see section 4.3); during that 90-day period, all rent shall be included as income with no consideration given to related expenses. Policy 7(13-4-11)

Nova Scotia - Provincial

Income from Boarders :
The income of an applicant or recipient receiving income from boarders who are recipients of Family Benefits shall be deemed to include 25% of the following imputed monthly amounts:

NO CHILDREN ONE CHILD TWO CHILDREN*

SINGLE ADULT $314 $453 $566

ADULT COUPLE 536 597 654

*Add $54 for the third and each subsequent child. Regulation 44(2)(b)(i), 44(4); Appendix "A" (these amounts are effective April 1994)

NOTE : Where the boarder is a child of the recipient and the Minister considers that this provision would create undue hardship on the child or his family, he may waive this requirement. Regulation 44(5)

Income received from non-Family Benefits boarders is charged at 25% of the actual amount received, subject to a $40 per month minimum per boarder. FBA Schedule "B"; Regulation 44(2)(b) - minimum increased 10-93

The following income is included in the calculation of financial resources:

a) 80% of the gross amount received from roomers per month;

b) 50% of the gross amount received from property rental where the property is separate from the applicant's residence, or 80% of the gross amount received from property rental where the property is the same as the applicant's residence. Regulation 44(2)(c), 44(2)(d)

Income from mortgages is included in the calculation of financial resources. Regulation 3(p)

Nova Scotia - Municipal

Municipal social assistance applicants are subject to the income calculations of the municipality where they are applying; in Halifax, the policy is as follows:

- net rent from property - 100% charged as income

- gross income from roomers - 50% charged as income (minimum chargeable income of $280 per month)

- gross income from boarders - 20% charged as income (minimum chargeable income of $320 per month). Policy 1.1.8.K, L, M (revised 04-92)

New Brunswick

The following are considered as income:

a) 50% of the gross income from rental of property not used as a residence by the recipient;

b) 50% of the lodging rate from roomers and boarders. The lodging rate is set at $50 per month for one person;

c) 20% of the board and lodging rate. The board and lodging rate is set at $130 per month for one person. Policy p.55-56

Where the provision of board and lodging by a unit is limited to a relative(s) only, a board and lodging situation is not considered to exist and the unit is not eligible for the wage exemption. Policy Section 29, No.1

Children receiving a salary or Unemployment Insurance or other income, while living in a Social Assistance unit (but who are not members of the unit), shall contribute towards their room and board 20% of the prevailing board and lodging rates. This is considered income for the unit. Policy p. 59

A dependent who is 18 years of age or over, and is certified as blind or disabled, is treated as a separate unit. However, if such a person lives in a household which is in receipt of social assistance, he must pay board and lodging. An amount is fixed by the regulations for this purpose and considered as income for the household. Policy p. 16

Quebec

The following is considered as income:

a) 40% of the income derived from room and board (minimum $85 for the first person plus $50 for each additional person from the same family), up to the amount of the reduction which may be effected resulting from the application of provisions concerning the shelter test and shared accommodations (see section 5.2.5). Regulation 59

b) the income derived from property, to the extent where it exceeds the expenses eligible for income tax purposes with the exception of depreciation. Where the owner resides on the property, such expenses are divided in respect of the space which he rents out and that which he occupies. Regulation 60

Income of a client household shall not include room and board payments in the following situations:

i) where such payments are received by a beneficiary who is deemed to be sharing accommodation in accordance with section 80 of the Regulation (see section 5.2.5); or

ii) where such payments are made by a beneficiary of a program of last resort who is a child or parent or sibling of a beneficiary. Regulation 52(18,19) .

Where the aggregate value of non-exempted property exceeds limits stipulated by Regulation, the excess is imputed as income for the household at the rate of 2% per month, and the household's benefit level is reduced dollar for dollar. (See section 4.2) Act 8(E); Regulation 66

Ontario - Provincial and Municipal

The following is considered as income:

a) where the applicant or recipient is providing lodging with meals to any person (footnote: -6), an amount that is equal to the greater of 40% of the amount received from such person or $60 monthly; (maximum eff. 07-93)

b) where the applicant or recipient is providing lodging without meals to any person*, an amount that is equal to the greater of 60% of the amount received from such person or $60 monthly; (maximum eff. 07-93)

c) rental of self-contained quarters or land or a garage: 60% of gross income;

d) any regular or periodic payments received under a mortgage, agreement for sale or loan agreement where the unpaid balance of the mortgage, agreement for sale or loan, together with the value of his liquid assets exceeds the maximum value of the liquid assets permitted to him (see section 4.1). FBA Regulation 13(2)(14,15,19,20); GWA Regulation 15(2)(14,15)

Manitoba - Provincial

Where the applicant or recipient shares his accommodation and provides board to another person, gross board and room income must be declared and 30% of this income shall be considered available to the applicant or recipient as net property revenue, or unearned income. Regulation 8(1)(c)(iv), 8(2); Policy E1-41-02

Where the applicant or recipient rents some portion of his residence to roomers or tenants of semi-self-contained quarters, gross rental payments received must be declared and 90% of this income shall be considered available to the applicant or recipient as net property revenue, or unearned income. Regulation 8(1)(b)(11), 8(2); Policy E1-41-02

Subject to the requirements of the Canada Assistance Plan and regulations, where an applicant or recipient or a dependant of an applicant or recipient owns premises that are occupied by another person who pays no rent, or rent that is less than the market value of the occupancy of the premises, the director may include in the income of the applicant or recipient an amount that fairly represents the net value of the occupancy of the premises. Regulation 4(s)

Where the applicant or recipient rents self-contained quarters or any other form of property for which maintenance costs are allowed in testing his eligibility for a Social Allowance, 100% of all resulting income shall be considered unearned, hence totally available for current maintenance. Policy E1-41-03

Subject to the requirements of the Canada Assistance Plan and regulations, where an applicant or recipient or a dependant of an applicant or recipient owns premises that are occupied by another person who pays no rent, or rent that is less than the market value of the occupancy of the premises, the director may include in the income of the applicant or recipient an amount that fairly represents the net value of the occupancy of the premises. Regulation 4(5)

Where the applicant or recipient refuses to charge appropriately for shared accommodation or real property use, the District Income Security Director should impute some minimum income as being available to the applicant or recipient as his fair due. Policy E1-41-01

Ineligible children living at home after their 18th birthday should be encouraged to seek vocational training, or to actively pursue all possible means of self-support; however, a social allowance family is not subjected to a deduction as per boarder policy unless the child living at home actually has an income. Policy E1-41-01

Manitoba - Municipal

Subject to the requirements of the Canada Assistance Plan and regulations, where an applicant or recipient or a dependant of an applicant or recipient owns premises that are occupied by another person who pays no rent, or rent that is less than the market value of the occupancy of the premises, the director may include in the income of the applicant or recipient an amount that fairly represents the net value of the occupancy of the premises. Regulation 9

Saskatchewan

Included in the recipient's monthly budget calculation are:

a) 25% of gross income from roomers and/or boarders (minimum $25 per person);

b) 40% of gross income from suites situated in premises occupied by the recipient (minimum $40 per suite).

The above may be adjusted according to local conditions. No recipient is to be charged with room and board income from a child under one year of age and living with his mother, nor from a child attending university or technical or vocational courses and who is not entitled to assistance. Regulation 28(2)(l), 29(A)(3), 29(A)(3.1)

Alberta

Where a person living in the same residence as the applicant or recipient is not in a common law relationship with the applicant and contributes a reasonable monthly room and board payment to the applicant or pays a proportionate share of all expenses, there is a total exemption on the income and assets of this person. Regulation 2(2); Policy 01-05-04

The following exemptions are allowed on room and board or rental income:

- 50% exemption on gross rental income from the client's principal residence;

- 75% exemption on gross room and board income. Regulation 7(l,m); Policy 01-05-04

British Columbia

"Earned income" includes any money, goods or services derived from the provision of room and board, or from the rental of rooms that are common to, and part of, the applicant's or recipient's place of residence. Essential operating costs may be deducted in calculating earned income received from board, including children or other relations of the applicant or his spouse. 25% of the gross rental may be deducted as operating costs in calculating earned income from rental of rooms other than self-contained suites. The resulting amount is subject to earnings exemptions, (as indicated in Section 3.2), but only after the client has been in receipt of income assistance for three continuous months. Regulation 2; Policy 3.15.5

"Unearned income", which is considered as a financial resource, includes money, goods, capital gains or services derived from the net rental income from land, tools, vehicles, equipment, and self-contained suites, and property apart from the actual residence of a recipient; essential operating expenses are deducted from gross income to obtain "net" rental income. Regulation 2; Regs. Sched. "B" No. 10; Regs. Sched."B" No. 5

Money, goods or services derived from the provision of room and board, or from the rental of rooms that are common to and part of the recipient's residence may be considered unearned income if the Director has not authorized such income to be considered as earned income. Regulation 2

Yukon

Included as income is 80% of the gross amount received from roomers or lodgers and 40% of the gross amount received from boarders. Also included is 60% of the gross amount received from rental of an apartment or suite contained within the house in which the applicant actually resides. Regulation 18(2)(j)(K)

Northwest Territories

Considered as income are the following:

a) 40% of the gross income received from roomers or lodgers or $20 per month per roomer or lodger, whichever is the greater;

b) 20% of the gross income received from boarders or $10 per month per boarder, whichever is the greater;

c) 50% of the gross income received from rented, self-contained living quarters or property the applicant is allowed to retain. Regulation 20(4)

FOOTNOTES

-6:

* NOTE 1. For purposes of the provincial Family Benefits program, the calculation of income shall not include any income received for lodging with or without meals provided by the applicant or recipient to any child, grandchild or foster child of the applicant or recipient where such child or grandchild is

- a recipient of an allowance under the Family Benefits Act or assistance under the General Welfare Assistance Act who is in full-time attendance at an educational institution or on vacation from such institution, or is in an approved training course, or

- a dependent child of a recipient under the Family Benefits Act or a dependent child of a recipient of assistance under the General Welfare Assistance Act. FBA Regulation 13(2)(18); Policy 0404-09

2. Under the (municipal) General Welfare Assistance program, no amount of income shall be imputed to an applicant or recipient with respect to a caregiver who lives with and provides ongoing daily physical assistance to the person or his or her spouse, provided the person receiving the assistance is unemployable and the assistance is necessary to allow him or her to function in a community setting. GWA Regulation 13(8)

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