SOCIAL ASSISTANCE
AND
RELATED PROGRAMS

("SARP")

1994

(Archive copy for historical purposes only)

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INCOME

Insurance Benefits, Gifts, Contributions, etc.

Newfoundland

Payments from the St. Lawrence Miners' Fund, Permanent Marine Disaster Fund, Blue Wave and Blue Mist II Disaster Funds are not included in the computation of income. Regulation 2(g)(i)

Any grant paid under the Department of Rural Development Act, 1973, is not included as income during a period of one year from the date of the grant. Regulation 2(f)(ii)

Awards made to recipients of social assistance under the Newfoundland Criminal Injuries Compensation Act, whether lump sums or periodic payments, are not considered as income. They are, however, considered as liquid assets and can result in disqualification from social assistance where total liquid assets exceed allowable levels. Policy 120.03

Prince Edward Island

Insurance payments received by an applicant or beneficiary are considered to be financial resources unless they are used to repair or replace essential items within 6 months of the date of receipt of the insurance payment by the applicant or beneficiary. Regulation 12(1)(c)

When income is received by an applicant from a fund established by a non-profit group or organization for the purpose of alleviation of need resulting from a disaster or misfortune, such income is not included in the computation of income; however, any money in excess of that required to purchase special items of basic need and interest earned on such money are considered as income. Regulation 12(1)(d); Policy 13-4-4

"Windfalls" such as gifts, inheritances or lottery wins, maintenance arrears from separation or divorce, and retroactive payments from programs such as War Veterans' pensions, Canada Pension Plan and Old Age Security shall be exempted to the limit established in Regulation for cash assets (see section 4.1). Any remaining amount shall be considered a cash asset for determining eligibility or as income in the calculation of benefits. Policy 13-4-4

Nova Scotia - Provincial

50% of the amount by which a contribution exceeds $35 is counted as income. Regulation 44(2)(g)

Nova Scotia - Municipal

No specific provision

New Brunswick

100% of income and/or lump sum benefits from insurance is considered as income. Cash gifts on a regular basis are considered as income but contributions of a small and irregular nature are not. Policy p. 57-58

Quebec

The Act and Regulation do not provide for any exemption of income received by a client in the form of gifts, contributions or insurance benefits except :

i) any portion of mortgage payments exceeding $305 per month made by a third party under the terms of a disability insurance plan on behalf of the client towards his residence, or

ii) any amount paid by a third party under the terms of a disability insurance plan to repay a debt on behalf of the client other than a mortgage payment as in (i) above. Regulation 52 (21,22) - amount changed 01-93

Ontario - Provincial and Municipal

The following are not included in the calculation of income:

a) all donations from a religious, charitable or benevolent organization, regardless of amount or frequency;

b) casual gifts or payments of small value. FBA Regulation 13(2) GWA Regulation 15(2)

All payments received under the Compensation for Victims of Crime Act are considered as income. FBA Regulation 13(2); GWA Regulation 15(2)

Manitoba - Provincial

Regular gifts and gratuities, whether in cash or in kind, are included as income. Policy E1-21-01

Contributions other than ordinary maintenance to a recipient or dependents requiring special care are not considered a financial resource. Regulation 8(1)(c)

Casual gifts of small value (up to $100) received on a non-recurring basis are excluded from the calculation of financial resources available for current maintenance. Regulation 8(1)(a)(viii); Policy E1-21-01

Income in kind should be given a reasonable value and calculated as income at this value. Unearned income from a benevolent organization should be taken into account in relation to the need for which it is designated. Policy E1-31-01

Manitoba - Municipal

Under the Municipal Assistance Regulation, insurance benefits and regular gifts and gratuities, whether in cash or in kind, are considered available for current maintenance. However, gifts of a non-recurring nature received while in receipt of municipal assistance are exempt from the determination of the financial resources of an applicant, provided that their value does not exceed $100 each. Regulation 6(1)

No exemptions are allowed on benefits received from the Criminal Injuries Compensation Board, the Workers' Compensation Board and the Manitoba Public Insurance Corporation (auto insurance).

Saskatchewan

The following are not included in the calculation of income:

a) casual gifts up to $200 in value and contributions other than for ordinary maintenance;

b) gambling gains, lottery prizes, bingo prizes and all other winnings to $200 per year;

c) awards for meritorious conduct or service. Regulation 28(2)(b,c,f,dd)

The following are included as income in the budget calculation:

a) income from Insurance :

- amount of benefits from the time they are payable;

- annuity payments are taken into consideration in determining entitlement to assistance;

- when insurance is received as a result of fire, theft or property damage, and items are not repaired or replaced, it is considered as an available resource.

b) income from Individuals, Benevolent Organizations and Other Agencies :

the estimated value of income in cash or kind or services is considered income according to the approved schedule of allowances used by the unit, if it is meeting basic need; if it is not meeting basic need (such as funds to purchase a wheelchair, artificial limb, etc.) it is not computed as income.

c) the value of contributions and gratuities made regularly or in amounts in excess of $25. Regulation 29(A)(4), 29(A)(7)

Since July 1993, there is a total exemption from the determination of financial resources of all payments of compensation (other than for lost income) for pain and suffering and out-of-pocket expenses incurred as a result of personal injury (except those expenses with respect to which assistance has been provided) made by an insurance company (including automobile insurance), ordered by the Workers' Compensation Board or granted pursuant to the Victims of Crimes Act, to a maximum of $10,000. Also exempted are payments of compensation (other than for lost income) ordered by a board of inquiry relating to a claim with respect to feeling or self-respect arising from a contravention of the Saskatchewan Human Rights Code, to a maximum of $5,000 and any compensation ordered by the Rentalsman under the Residential Tenancies Act related to a residential tenancy dispute (other than payments for rent or a security deposit). Regulation 28(2)(bb,cc)

Alberta

The following exemptions are allowed in the determination of financial resources of an application or recipient:

- $50 per person per month received as gifts to mark social occasions

- $50 gross per person per month received as winnings from games of chance. Regulation 7(p,q)

British Columbia

Money from insurance benefits counts as unearned income except insurance paid as compensation for a destroyed asset (see also section 3.1); money or other property derived from a lottery or game of chance is unearned and hence totally deductible. Regulation 2

Yukon

Income from insurance is counted as income, except where such insurance payment is received as a result of fire, theft or property damage and is used to replace or repair the loss. Also included as income are regular gifts and gratuities and the reasonable value of goods and services received by an applicant free of charge. Casual gifts of small value and contributions for other than ordinary maintenance of recipients or their dependents needing special care are not included in the calculation of income. Regulation 18(2,3)

In the case of a person deemed a permanent exclusion from the labour force (see sections 2.7, 2.8), $25 a month for a single person and $50 a month for a married couple received as gifts or donations from relatives may be allowed. Regulation 18(2,3)

Northwest Territories

An insurance benefit is counted as income, except where it is received as a result of fire, theft or property damage and is used to replace or repair loss. Also counted as income are benefits received from benevolent organizations or other agencies; any payments received under a mortgage, agreement for sale, or loan agreement; gifts and gratuities if received regularly or in an amount in excess of $40 per month; and the reasonable value of goods and services received by an applicant. Not considered as income are casual gifts of small value; contributions other than for ordinary maintenance to a recipient or members of his family who require special care; and the value of any Indian Treaty money or goods received in accordance with the provisions of Treaty No. 8 and Treaty No. 11. Regulation 20(4,5)

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